Reduce insurance premiums with CyberLock
Former insurance executive, Bob Reis of Covenant Presbyterian Insurance Program (CPIP) recently shared why churches need CyberLock and how CyberLock can lower high insurance premiums:
"Churches are considered very high-risk by insurance companies and this is reflected in the premiums. As our churches incorporate CyberLock and take the necessary steps to secure their buildings and assets, we expect to see a reduction in those premiums.
"Churches are experiencing an increasing number of thefts because of the economy. Typically, there is open access to computers, copiers, and media equipment. Sound and AV equipment is often high-end and extremely expensive. Musicians leave their instruments and keyboards at the church unsecured and unattended. This makes the church an easy target for internal and external theft.
"We try to maximize the insurance coverage across all the churches. However, we are beginning to focus on certain churches that have a disproportionate number of incidences. If we have a church that has had 2-3 thefts over 12 months, we will be having conversations with them because this effectively drives up the rates for the group. We ask them to acknowledge that they are part of a group and what one does, we all do. We ask them to be prudent and if the problems persist, we ask them to pay a surcharge. In otherwords, it is time for that church to take decisive action to address their access control issues.
"Even the smallest churches need to control and audit traffic through their facilities. Areas that contain confidential files and sensitive information stored on office computers need to be secured and accessed only by authorized people. Liability to the church in this area is tremendous.
"Knowing where the keys are is always an issue for churches. Churches cannot afford to re-key every time a key gets lost. It's just too cost-prohibitive. The expense of a card system is out of reach for most small-to-medium sized churches. Many of our churches have historical value and the structural changes required by a wired-in system are unacceptable. This is where the value of the CyberLock system really stands out.”
Contact us to find out how CyberLock can meet your church's needs.